Can I get my money if I need it? How long would it take?
Yes. You can take your money out any time you like. To do that, first we’d need to sell the securities in your account. Sales of Exchange Traded Funds take three business days to settle – for us to deliver the shares and the buyer to deliver the money. We would then send the money to you with an ACH transfer. Depending on your bank, it could take anywhere from one to three days for the funds to appear in your bank account. So, we recommend you allow four to seven business days to get your money. Please be aware that If you are withdrawing money from an IRA, there may be tax penalties if you don’t re-deposit it promptly in another qualified retirement account.