I would like to try my hand at 'options' because they sound very profitable.
You cannot buy options, or any other investment, directly through SoFi Wealth. SoFi Wealth is a wealth management platform, not a trading platform. You can leave the investing to us. You can change your goals or risk tolerance any time, which will change the mix of assets in your account, but SoFi will make decisions on investing the portfolios.