Why was I pre-selected for one amount but offered less?

I was initially pre-approved for 37K, but approved for 28K.


  • Alan DonnerAlan Donner Member, Sofi Team

    Before we can finalize your application, you must still submit documentation that verifies the information you provided and meet all our application requirements. This conditional pre-approval also requires your cooperation and participation in the company’s income verification, employment start date verification and identity authentication processes. If we are unable to verify the information you provided, you may not be approved for a loan or we may need to adjust the interest rate you are eligible to receive.

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